First Buyer Loans - Your First Home Starts Here
Your First Home Starts Here
Credit Score Secrets for Mortgage Approval
You've been told the basics: pay your bills on time, keep your balances low, and don't open too many accounts. But if you're serious about securing the best...
24 min readRegional First Time Buyer Loan Matchmaker
Searching for first time home buyer loans can feel like navigating a maze blindfolded. With hundreds of programs available across federal, state, and local...
24 min readHidden Local Down Payment Grants You Didn't Know Exist
You've probably heard about FHA loans and maybe even state housing authority programs. But here's what most first-time buyers don't realize: there are...
7 min read5 Credit Card Traps Killing Your Mortgage Chances
You've been diligently saving for a down payment, researching neighborhoods, and dreaming about paint colors for your future living room. But there's a...
7 min readDown Payment Hacks for First Time Buyers
The down payment. It's the single biggest roadblock standing between most first-time buyers and the keys to their new home. While the traditional advice of...
8 min readSide Hustle Savings Plan
The math is simple but daunting: the average first-time homebuyer needs between $30,000 and $60,000 for a down payment, depending on their market and loan...
11 min readRent vs Buy Breakeven Calculator
The decision to rent or buy a home represents one of the most significant financial choices you'll ever make. For first-time home buyers, this analysis goes...
10 min readSpring 2026 Housing Market for Buyers
The spring 2026 housing market is shaping up to offer first-time buyers a more balanced landscape than they've seen in years. With inventory levels climbing...
7 min readDown Payment Savings for Beginners
If you've been dreaming about owning your first home but feel stuck at the very first hurdle—saving for a down payment—you're not alone. For many first-time...
17 min readHow to Boost Your Score Before Applying
Your credit score is one of the most important factors lenders consider when you apply for a mortgage. A higher score can mean lower interest rates, better...
4 min readFHA vs Conventional Loans
Choosing between an FHA and conventional loan is one of the most important decisions you'll make as a first-time homebuyer. Both options can get you into...
10 min readMortgage Pre-Approval Explained
You've found the perfect starter home. The neighborhood is right, the price fits your budget, and you can already picture yourself hosting friends in that...
6 min read5 Overlooked Down Payment Assistance Programs
You've been saving for months—maybe years—watching your down payment fund grow dollar by dollar. But what if you could accelerate your path to homeownership...
6 min read